Tips from a first time homebuyer
Jun19

Tips from a first time homebuyer

Buying a home for the very first time is meant to be an exciting and life-changing venture. However with all the finances to sort, papers to sign and contractors to call, this part of life can become stressful and overwhelming. My husband, Dusty, and I recently took the step of becoming first time homebuyers and have lived in our dream home for one month now. Keep reading for our tips on how to make a smooth transition from tenant to owner. How to know you’re ready Everyone knows buying a home is a big decision and requires plenty of preparation, but looks different for each person. We knew we were ready to buy when it made sense with our finances and our lifestyle. Renting a 900 sq. ft. house worked out perfectly for us for two years but eventually we started to out grow the space and became eager to invest in a home of our own. Where to start If you haven’t already, take a look at those finances. Spending a Friday evening creating a budgeting spreadsheet may not sound like the most exhilarating project in the world, but believe me this step is so important. Here are some good questions to ask yourself when creating a budget: What are my expenses? How much do I spend on meals and entertainment? How much can I comfortably save? This article from LFW’s first time homebuyers series is a great resource that simplifies financial preparation before buying a home. Once you have an understanding of where you stand financially, it is time to take it to the bank. There are lots of options for mortgage lenders so it may be beneficial to do a little research before you choose. We went with Star Financial and were perfectly happy with the whole process. They even let us do everything online and we never even met with our lender until closing. Your lender will talk you through the pre-approval process and help you decide how much house you can afford. Remember, this number is different for everyone so refer back to the budget you made to help guide you. After you are pre-approved comes the fun part… HOUSE HUNTING! There is no shortage of real estate agents in northeast Indiana, in fact if you have already browsed Zillow or Realtor.com it is likely some agents have reached out to you at this point. Check out this article on finding the perfect home with a realtor. Our agent, Neal Stangland with Orizon, went completely above and beyond to help us find our dream home. Neal answered all of our questions without making us...

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Living Large in Little Homes
Oct11

Living Large in Little Homes

If you’ve been wanting to live bigger while taking up less space, you may want to hop aboard the small house movement. This weekend provides the perfect opportunity, as local nonprofit organization Brightpoint will hold it’s inaugural Tiny House Showcase. Join them October 13-15 at Parkview Field to get a first-hand look at a variety of tiny homes. Also, take time to explore multiple local and national vendors that can help all of your downsizing dreams come true. Brightpoint’s mission is to help people remove the causes and conditions of poverty. By hosting this event, they hope to bring awareness to what they do with quality, affordable housing. Jennie Renner, Development Manager, says they are also looking to start the conversation of a possible tiny house community in the area, something that isn’t possible now due to residential building restrictions. “If that’s what we wanted to do, we would have to make some changes, so we wanted to see how people felt about that. So far, it’s been positive,” said Renner. Four tiny homes are currently scheduled to be on display, along with vendors who weren’t able to bring a home, but will have plenty of information on hand. What else can people expect to see? “Probably the most unusual one is Nature’s Earthly Way. They do composting toilets,” said Renner. Other participants include Fort Wayne Outfitters, North Coast Organics, and Clean Craft Soapworks, just to name a few. Come and get a sneak peak Friday night at the VIP Preview Party, where you can view some tiny homes, and enjoy hors d’oeuvres and cocktails. Also, keynote speaker Michael Anthony will be talking about Lomax, a tiny house community in his home of San Pierre, Indiana. If you attend Friday, you will also get a ticket to return later in the weekend. VIP Preview Party:  $40 Friday, October 13, 2017 – 6:00 PM to 9:00 PM General Admission:  $12 Saturday, October 14, 2017 – 11:00 AM to 6:00 PM Sunday, October 15, 2017 – 11:00 AM to 4:00 PM Children 12 and under get in free with an adult. Tickets and more information can be...

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